Staff Product Manager, Credit Underwriting

Own the roadmap: Continually drive an ambitious underwriting strategy and multi-quarter roadmap across Dave’s portfolio of credit products to expand credit access to more members. Build credit solutions that scale: Partner with Data Science, Engineering, and Product vertical owners to design, test, and scale a new multi-product underwriting platform. Expand data advantage: Champion the expansion of new, differentiated credit signals beyond core bank data to continually strengthen CashAI performance. Own the numbers: Own the KPIs that matter most to the underwriting function – take rate, loss rate, disbursement volume, and retention – and manage trade-offs to the business. Drive speed to learning: Lead experimentation on underwriting and model changes, from hypothesis through rollout, with rigor before scaling company-wide. Be a force multiplier: Mentor others on credit domain expertise and help raise the bar for how Dave evaluates and scales new underwriting approaches. Shape what’s next: Partner with senior leadership to identify new underwriting-driven business opportunities – new products, partnerships, or data sources – that unlock growth.